AFU
African Farming Union
African Farming Union
Protect what matters most. Comprehensive agricultural insurance products designed for African farmers, with affordable premiums and fast, fair claims processing.
Ten specialized insurance products covering every aspect of your farming operation, from equipment to exports.
Protect your farming equipment, machinery, vehicles, and buildings against breakdown, theft, fire, and natural disasters.
Guard against crop loss from drought, flood, pests, disease, and hail with weather-index and traditional indemnity coverage.
Health coverage for farming families including outpatient care, hospitalization, dental, and optical across our clinic network.
Comprehensive all-in-one protection for your entire farm: buildings, fencing, irrigation, stored produce, and liability coverage.
Coverage for export shipments including marine transit, buyer default, letters of credit, and political risk for cross-border trade.
Protect your cattle, goats, sheep, and poultry against disease, theft, predators, and natural disasters.
Life cover, funeral plans, and personal accident insurance to protect farming families and their futures.
Cover tractors, irrigation systems, and implements against theft, damage, and mechanical breakdown.
Farmer retirement savings plans with leveraged growth through AFU's capital program. Start from $10/month.
Third party, fire and theft, or comprehensive cover for farm bakkies, trucks, and fleet vehicles.
Getting insured with AFU is simple, fast, and completely digital. No paperwork, no broker visits.
Browse our insurance products and select the coverage that matches your farm, livestock, or family needs.
Affordable monthly or annual premiums. Pay via AFU Bank, mobile money (EcoCash/M-Pesa), or deduct from harvest proceeds.
Coverage starts immediately. File claims through your AFU dashboard or mobile app. Fast, fair payouts every time.
Traditional insurers do not understand farming. We do. Our products are built around the realities of African agriculture: seasonal income, weather variability, and remote locations.
Combine multiple insurance products into a single bundle and save up to 20% on your total premiums. Popular bundles include:
Get a personalized quote in under 5 minutes. No obligation, no pressure. Just honest protection for your livelihood.